Services Insurance Solutions for Life in Texas

•  Your ZIP code
• The age and condition of your home
• The condition of your roof
• Your policy limits and the types of named (or unnamed) perils listed in the policy

 Average home insurance costs are often higher in states that see increased risk of loss due to natural disasters. It’s possible to find affordable home insurance that doesn’t require sacrificing coverage or raising your deductible: all it takes is comparing rates—including bundling home and auto insurance. 

Average Texas home insurance rates can vary greatly from ZIP code to ZIP code. Texas Home and Auto Quotes customers save money. Bundling home and auto insurance coverage together can help save you money, whether you’re a new customer or simply looking to shop, switch and save. Get your free home insurance quote today.  

There is no set average home insurance cost, so everyone’s homeowners insurance rates may look different. Factors that affect homeowners insurance premiums can include:

• Location of your home
• Your chosen deductible amount
• Your roof’s condition
• Your credit score (in most states)
• Your claims history
• Age of your home
• Any renovations done to your home
• The replacement cost of your home
• Home security systems and safety features

Home insurance discounts make it easy to save on home insurance. There are plenty of discount options that you can qualify for, including:

• Multi-Policy DiscountWhen you combine your home insurance with your auto insurance policy, you can earn a multiple policy discount, also known as bundling. Customers who bundle with SelectQuote save, on average up to, $800
• New Construction or New HomeYou could potentially qualify for a discount if you recently built your home or bought it within the past 12 months.